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The HSA Gap:
Why Employees Aren’t Using What You’re Already Paying For
Employees are leaving healthcare savings on the table — confused, disengaged, and unsure how to use the HSA benefit they already have. Download this guide to uncover the real barriers to HSA adoption and the technology-driven strategies that turn confusion into confident, active savers.
Key Insights:
- Nearly 1 in 4 employees say their benefits don’t meet their real needs
- Over a third of employees rate their benefits understanding a 7 or lower
- A lack of financial education is a top driver of low HSA engagement
- Personalized HSA guidance lifted tool usage 22% and boosted contributions
The rising significance
of employee benefits
45%
of employees are not saving specifically for healthcare.
16%
decrease in employee confidence with managing healthcare costs
76%
of employees and 96% of employers are responsible for financial wellness
